At the checkout in German
An der Kasse
German at the checkout is the set of five questions every supermarket cashier asks in the same order, and the one-word answers to them: Bar oder Karte, Tüte, Kassenbon.
You freeze at the checkout because of the cashier’s speed, not because of your German. The questions come in the same order in every shop and every one closes with a single word: Bar. · Karte. · Ebenfalls!
Right now: you are in the queue, and the questions are already known
A checkout conversation has two hard moments: hearing the price and knowing what to say when you miss something. If numbers trip you up, go there first; the “I don’t understand” phrases work at the checkout exactly as they are.
ShortcutThere is no long sentence to build at the checkout. The cashier asks five questions, the order never changes, and your job is to answer each with one word: Nein, danke. · Karte. · Ja, bitte. · Ebenfalls!
When you cannot follow the cashier, it feels like your German is bad. Usually it is not that: the cashier asks the same five questions hundreds of times a day, so the words get swallowed and come out very fast. At a discount supermarket the whole exchange takes forty seconds. If you know the questions in advance, the speed stops being a problem.
- Sammeln Sie Punkte? Do you collect points? Question 1 · loyalty card · answer: Nein, danke.
- Brauchen Sie eine Tüte? Do you need a bag? Question 2 · bags cost money · answer: Nein, danke.
- Bar oder Karte? Cash or card? Question 3 · the real question · answer: Karte.
- Möchten Sie den Kassenbon? Would you like the receipt? Question 4 · often just Bon? · answer: Ja, bitte.
- Schönen Tag noch! Have a nice day! Not a question, a wish · answer: Danke, ebenfalls!
Das macht dreiundzwanzig siebenundvierzig.
That’s €23.47. This is how cashiers say a price: the words Euro and Cent drop out, and two numbers are left.
The whole conversation: five scenes, forty seconds
The conversation below uses the same sentences as the post. The cashier’s lines are plain, yours are marked. Read it aloud: at the checkout, the sentence that comes out of your mouth is the one your mouth is used to, not the one you read with your eyes.
Scene 1 · Your turn. Your things are on the belt and it is your turn.
Der Nächste, bitte!
Cashier: “Next, please!”
Hallo.
You: “Hello.”
Ich habe noch einen Pfandbon.
You: “I also have a deposit slip.”
Legen Sie ihn einfach hierhin.
Cashier: “Just put it down here.”
Scene 2 · Two questions. As scanning starts, two yes-or-no questions arrive. Both close with a single word.
Sammeln Sie Punkte?
Cashier: “Do you collect points?”
Nein, danke.
You: “No, thanks.”
Brauchen Sie eine Tüte?
Cashier: “Do you need a bag?”
Nein, ich habe eine Tasche.
You: “No, I have a bag.”
Scene 3 · Payment. This is the post’s main question.
Das macht dreiundzwanzig siebenundvierzig.
Cashier: “That’s €23.47.” The screen shows 23,47; out loud, Euro and Cent drop out.
Bar oder Karte?
Cashier: “Cash or card?”
Mit Karte, bitte.
You: “By card, please.”
Girocard oder Kreditkarte?
Cashier: “Debit card or credit card?”
Girocard.
You: “Debit card.”
Scene 4 · When it goes wrong. This is the one moment you freeze. Two different mishaps here: the card does not work, then a price turns out wrong.
Die Karte funktioniert leider nicht.
Cashier: “Unfortunately the card isn’t working.”
Einen Moment — ich habe Bargeld.
You: “One moment, I have cash.”
Ich glaube, der Preis stimmt nicht.
You: “I think the price is wrong.”
Moment, ich hole jemanden.
Cashier: “Hang on, I’ll get someone.”
Kein Problem, ich warte.
You: “No problem, I’ll wait.”
Scene 5 · Leaving. The last line is a single word.
Möchten Sie den Kassenbon?
Cashier: “Would you like the receipt?”
Ja, bitte.
You: “Yes, please.”
Schönen Tag noch!
Cashier: “Have a nice day!”
Danke, ebenfalls!
You: “Thanks, you too!”
You already do this in English: nobody answers “cash or card?” with “yes”
When a cashier in London or Chicago asks “Cash or card?”, nobody says “Yes”. You say “Card” and move on. German works the same way: Bar oder Karte? is an either-or question, and the answer is the name of what you choose.
When you freeze at the checkout, your mouth reflexively says Ja, because you have trained yourself to hear every German question as yes or no. But two of the checkout questions are not yes-or-no questions. All you need is to know which is which:
| Cashier’s question | Type of question | Your answer |
|---|---|---|
| Sammeln Sie Punkte? | yes/no | Nein, danke. · Ja, hier ist meine Karte. |
| Brauchen Sie eine Tüte? | yes/no | Nein, danke. · Ja, bitte. |
| Bar oder Karte? | either/or | Bar. · Karte. · Mit Karte, bitte. |
| Girocard oder Kreditkarte? | either/or | Girocard. · Kreditkarte. |
| Möchten Sie den Kassenbon? | yes/no | Ja, bitte. · Nein, danke. |
You do not have to build a sentence to answer an either-or question. A bare Karte. is not rude; add bitte at the end and it is fully polite.
Bar, bitte.
Cash, please. — that is all you need when paying cash.
Answering “Bar oder Karte?” with “Ja”
When the cashier hears Ja, they either repeat the question or look at you and wait. The queue behind you waits too, and you get more tense. One word saves you.
Bar oder Karte? — Ja.
Which one? The cashier understood nothing; the question will come again.
Bar oder Karte? — Mit Karte, bitte.
By card, please. Question closed.
Payment: hearing the price, choosing the card
Two things get lost in the payment scene: the number the cashier says and the type of your card. Neither comes from the German itself, both come from habit.
When saying a price, the cashier drops the words Euro and Cent and says the two numbers back to back. On top of that, two-digit German numbers (21–99) run in reverse order: siebenundvierzig means “seven-and-forty”, like the old-fashioned English “four-and-twenty”. Your ear waits for “forty-seven”, hears “seven” first, and the number is gone.
| On the screen | Cashier says | What your ear should catch |
|---|---|---|
| €23.47 | dreiundzwanzig siebenundvierzig | Two numbers: euros first, then cents |
| €4.99 | vier neunundneunzig | If the first number is short, that is the euros |
| €9.90 | neun neunzig | Round cents come as one word: neunzig |
| €1.50 | eins fünfzig · ein Euro fünfzig | A lone 1 is eins |
| €0.85 | fünfundachtzig Cent | Under one euro, Cent is said |
| €50.00 | fünfzig Euro | With no cents, Euro stays |
If you missed it, do not guess: say Entschuldigung, wie viel? or look at the terminal’s screen, where the amount is written. The full rule for the reversed order is on the numbers page.
Kann ich hier mit Karte zahlen?
Can I pay by card here? — ask this when you walk into a small shop, or before you join the queue.
A Girocard is not a Kreditkarte
In Germany, the card your bank gives you with your account is usually a Girocard; its old name was EC-Karte, and people still say that in everyday speech. Visa and Mastercard are Kreditkartes. A credit card that works everywhere at home does not work everywhere here: small shops, bakeries and kebab stands often take only Girocard or cash.
Kann ich auch mit Kreditkarte zahlen?
Can I pay by credit card too? — if you have a Visa or Mastercard, ask this first.
Learn to spot two signs on the door: if it says Nur Barzahlung, no card works. If it says Kartenzahlung ab 10 €, have cash ready for anything under 10 euros.
Once you pay by card, the conversation moves to the screen for a while. On the terminal and from the cashier you will see these four:
| What you hear or see on screen | What it means | What you do |
|---|---|---|
| Einfach dranhalten. | Just hold your card against the reader | Pay contactless, do not insert the card |
| Bitte PIN eingeben | Please enter your PIN | Type the four-digit PIN, press the green key |
| Zahlung erfolgt | Payment complete | Take your card, wait for the receipt question |
| Bitte Karte entnehmen | Please remove your card | Do not leave the card in the terminal |
Bag, loyalty card, receipt: three small questions
These three are yes-or-no questions and none of them is mandatory; Nein, danke. closes all of them. But cashiers do not always ask as neatly as the post does; they often shrink the question to one word. Learn which shortcut is which question:
| Full form | Short form you hear at the checkout | What is being asked |
|---|---|---|
| Sammeln Sie Punkte? | Payback? · Haben Sie eine Kundenkarte? | The shop’s loyalty card or app |
| Brauchen Sie eine Tüte? | Tüte? · Möchten Sie eine Tüte? | A carrier bag, for a fee |
| Möchten Sie den Kassenbon? | Bon? · Brauchen Sie den Bon? | The shopping receipt |
| Brauchen Sie den Beleg? | Beleg? | The separate slip the terminal prints after a card payment |
A one-word question comes with question intonation: Bon? Your answer can be one word too: Nein, danke.
Nein, danke, ich habe eine Tasche.
No, thanks, I have a bag. — the safest answer to the bag question.
Thinking the Tüte is free
In Germany a bag is not free: it costs 20–60 cents and appears as its own line on the receipt. That is why Germans bring their own cloth bag. If you say Ja, the bag is added to your total.
Ja, eine Tüte, bitte.
Yes, one bag please. — you will see the price as a separate line on the receipt.
Being afraid of “Sammeln Sie Punkte?”
This question is not a test, just a loyalty-card question. If you have no card, you lose nothing and owe no explanation. The only wrong move is to say Ja by reflex.
Sammeln Sie Punkte? — Ja.
If you have no card and say “Ja”, the cashier waits for your card and the queue stops.
Sammeln Sie Punkte? — Nein, danke.
No card: question closed.
Not understanding “Bon?”
Bon is short for Kassenbon: the receipt. Since 2020 shops in Germany have been required to offer you one, which is why the cashier asks every time. If you do not want it, Nein, danke. is enough and nobody minds.
Ja, bitte.
Yes, please. — always take the receipt if you bought electronics or anything you might return.
When it goes wrong: phrases to get out without freezing
The panic moments at the checkout are always one of a few situations: the card fails, a price is wrong, you change your mind about something, or you miss what the cashier said. Each has a ready-made sentence, and none of them needs an apology.
| What happened | What you hear | Your sentence |
|---|---|---|
| The card was declined | Die Karte funktioniert leider nicht. | Einen Moment — ich habe Bargeld. · Kann ich es noch einmal versuchen? |
| The shelf showed a different price | — | Ich glaube, der Preis stimmt nicht. · Am Regal stand ein anderer Preis. |
| You changed your mind about an item | — | Das nehme ich doch nicht. |
| The cashier is calling someone | Moment, ich hole jemanden. | Kein Problem, ich warte. |
| You missed the price or the question | A fast sentence | Wie bitte? · Entschuldigung, wie viel? |
The moment you go silent, the queue locks up. Saying Einen Moment, bitte. buys you time and everyone behind you understands what is going on.
Das nehme ich doch nicht.
I’m dropping this one. — the cashier removes the item, nobody gets angry.
The worst move when you miss a sentence is a general “I don’t understand”. The cashier repeats the same sentence at the same speed and you are stuck in a loop. Say what you missed:
Ich verstehe nicht.
The cashier does not know what to repeat; the same sentence comes back at the same speed.
Entschuldigung, wie viel?
Sorry, how much? — the cashier repeats only the number.
At the checkout, the rescue sentences that work are the short ones. The longer versions, and which are rude and which are safe, are on that page.
The part nobody tells you: the checkout’s unwritten rules
A textbook teaches you what to say at the checkout. But in Germany what draws looks at the checkout is often not what you say but what you do. Nobody says it out loud; everybody knows it.
Not putting down the Warentrenner
The belt is shared. To keep your things from mixing with those of the person behind you, you put the plastic divider bar (the Warentrenner) down after your items. It is not written anywhere and nobody says it, but everybody does it; if you are the only one who does not, the person behind you waits and stares. If the bar is out of reach, ask the person in front:
Können Sie mir bitte den Warentrenner geben?
Could you pass me the divider bar, please?
- Pfandbon — hand over the deposit slip from the bottle-return machine while the items are still being scanned. Once payment has started, most checkouts can no longer deduct it.
- Packtisch — pack your things at the packing table behind the till, not in front of the cashier. The checkout moves fast; while you pack, the next customer’s items pile up on yours.
- It is a common courtesy to let someone with a single item go ahead of you: Gehen Sie ruhig vor.
- For alcohol and cigarettes, if you look young you will be asked for ID: Darf ich Ihren Ausweis sehen? Carry your ID or residence permit.
Gehen Sie ruhig vor.
Go ahead, please. — said to someone with only one item.
A last word: answering Schönen Tag noch! with only Danke. is not wrong, but it is half an answer. Danke, ebenfalls! or Danke, gleichfalls! hands the wish back; Danke, Ihnen auch! works too. One word, but it is exactly where a memoriser and a speaker part ways.
What you just learned
The cashier says Schönen Tag noch! Hand the wish back: Danke, ___!
Show the answer
ebenfalls, gleichfalls — ebenfalls or gleichfalls = “you too”. Saying only Danke is not wrong but it is half an answer; handing the wish back closes the conversation properly.
A Girocard and a Kreditkarte are the same card; if you have a Visa, you can pay in every shop.
Show the answer
False. A Girocard is a German bank card, a Kreditkarte is Visa or Mastercard. Small shops, bakeries and kebab stands often do not take credit cards; if the door says Nur Barzahlung, no card works.
The cashier says your card is not working: Die Karte funktioniert leider nicht. You have cash on you. What do you say?
Show the answer
Einen Moment — ich habe Bargeld. — Einen Moment buys you time and ich habe Bargeld names the fix. Das nehme ich doch nicht is what you say when you drop an item.
Table: the whole conversation at a glance
Look at this table once before you walk into a supermarket. The moment you recognise the left column, the panic ends, because you already know the next question.
| Cashier asks | Meaning | Your answer |
|---|---|---|
| Der Nächste, bitte! | Next, please! | Hallo. · Ich habe noch einen Pfandbon. |
| Sammeln Sie Punkte? | Do you collect points? | Nein, danke. |
| Brauchen Sie eine Tüte? | Do you need a bag? | Nein, ich habe eine Tasche. |
| Bar oder Karte? | Cash or card? | Mit Karte, bitte. |
| Girocard oder Kreditkarte? | Debit card or credit card? | Girocard. |
| Möchten Sie den Kassenbon? | Would you like the receipt? | Ja, bitte. · Nein, danke. |
| Schönen Tag noch! | Have a nice day! | Danke, ebenfalls! |
This topic does not stick by reading; it sticks by actually saying it at a checkout once. This week:
- Read the dialogue aloud twice: once the cashier’s lines, once your own.
- Say five prices aloud: 23,47 · 4,99 · 9,90 · 1,50 · 0,85. Then ask someone to say them to you while you write the number down.
- On your next shop, say it before the question comes: Ich brauche keine Tüte, danke.
- Say Mit Karte, bitte. at the checkout once on purpose. That is how you break the Ja reflex.
- Put down the Warentrenner. Then notice that nobody is looking at you.
Ich brauche keine Tüte, danke.
I don’t need a bag, thanks. — say it before the question comes and the conversation gets one step shorter.
Build the sentence yourself
Tap the words and put them in order. This is the hardest part of German — and there are no options to pick from, you build it.
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tap the words
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tap the words
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tap the words
Know this before the test
The core of the topic in three lines, then the mistakes people make most often.
- Answer an either-or question with your choice
Bar oder Karte? is not a yes-or-no question. The answer is the name of what you choose; add bitte and it is fully polite.
Bar oder Karte? → Mit Karte, bitte.
- In prices, Euro and Cent drop out
The cashier says two numbers back to back: euros first, then cents. Two-digit numbers (21–99) are read in reverse: ones first, then tens.
23,47 € → dreiundzwanzig siebenundvierzig
- “Nein, danke” closes a yes-or-no question
The loyalty card, bag and receipt questions are optional. If you do not want them, say Nein, danke. with no explanation.
Brauchen Sie eine Tüte? → Nein, ich habe eine Tasche.
- A wish is handed back
Schönen Tag noch! is a wish; the answer is to give the same wish back.
Danke, ebenfalls! · Danke, gleichfalls!
Bar oder Karte? — Ja.
Bar oder Karte? — Mit Karte, bitte.
Ja is not an answer to an either-or question; the cashier repeats it and the queue waits.
dreiundzwanzig siebenundvierzig = 23,74 €
dreiundzwanzig siebenundvierzig = 23,47 €
siebenundvierzig is read “seven-and-forty”, so 47. Your English order-reflex flips the digits.
Girocard = Kreditkarte
Girocard ≠ Kreditkarte
A Girocard is a bank debit card. Small shops, bakeries and kebab stands often do not accept Visa and Mastercard.
Tüte = gratis
Tüte = 20–60 Cent
Bags are sold and appear as a separate line on the receipt. Bring your own bag.
Test yourself
Tap an answer — we will look at why together.
The cashier asks Bar oder Karte? and you are paying by card. Which answer is the most natural?
Cash or card?
The cashier says dreiundzwanzig siebenundvierzig. How much do you pay?
A Girocard and a Kreditkarte are the same card; if you have a Visa, you can pay in every shop.
The cashier asks Brauchen Sie eine Tüte? You have your own bag with you. What do you say?
Do you need a bag?
The cashier asks Sammeln Sie Punkte? What does it mean?
The cashier says Schönen Tag noch! Hand the wish back: Danke, !
Thanks, you too!
Practice done — –
To finish the topic, take the full test: score 60% and it is marked as done on your level path.
0/6 · questions answered
Checkout pocket card
This whole page — tables, traps, examples — as one PDF. Download it, print it, run through it before the exam.
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